Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97194 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97196)

Reliable and efficient service.

Reliable and efficient service.Pleased with excellent service. Easy to access and dependable to use Reviewed on: 10th June 2024

Use frequently.

Use frequently. Easy to track payment Reviewed on: 10th June 2024

Includes a lot of sites and products for me to use p...

Includes a lot of sites and products for me to use pay in 3. Convenient way to spread purchases. Reviewed on: 10th June 2024

Really good way to budget those bigger spends that y...

Really good way to budget those bigger spends that you would struggle to pay for outright. Reviewed on: 10th June 2024

Seam free experience.

Seam free experience. Not difficult at all to arrange. Takes the pressure from buying items outright. Reviewed on: 10th June 2024

PayPal Pay in 3 enables me to purchase items, splitt...

PayPal Pay in 3 enables me to purchase items, splitting the cost and making it affordable with no interest or hidden fees. I highly recommend this PayPal option and am so delighted to be able to take advantage of it. It has helped me a lot. Reviewed on: 10th June 2024

Dies what it ssys on.the tin

Always use PayPal if possible. Have dealt with disputes, PayPal credit allows me to spread the cost over 4 months. Always recommend to my friends Reviewed on: 10th June 2024

PayPal pay in 3 works perfectly for me

I have found this to be a brilliant service allowing me to make more expensive purchases whilst managing my monthly outgoings. It also allows me to make multiple purchases in a month as I can spread the cost. I was very pleased to be able to use this to purchase something from a company in Canada as it would have been expensive to pay for it all at once. Reviewed on: 10th June 2024

I find the service excellent for spreading the cost...

I find the service excellent for spreading the cost when purchasing goods Reviewed on: 10th June 2024

everything always goes according to plan.

everything always goes according to plan. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175345 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub