Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97065 reviews)

View other PayPal products

4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (97092)

Very easy to use and makes life easier splitting pay...

Very easy to use and makes life easier splitting payments into 3 instalments Reviewed on: 10th June 2024

Very handy for more expensive items even food shopping.

Very handy for more expensive items even food shopping. Reviewed on: 10th June 2024

Using PayPal gives you assurance that you are safe o...

Using PayPal gives you assurance that you are safe online and you know merchants can not take advantage over you. Because you can always get your money back. Reviewed on: 10th June 2024

It was excellent good experience to buy in 3 payments.

It was good experience to buy in 3 payments. Cost of living crisis Reviewed on: 10th June 2024

Helpful and free

Very clear as to how much will come out per month. Easy to set up and track. Reviewed on: 10th June 2024

Very easy to use.

Very easy to use. It's really helped Reviewed on: 10th June 2024

Great paypal credit use for most purchase

Great paypal credit use for most purchase Reviewed on: 10th June 2024

Pay in 3 rules

Simple spread cost product that offers peace of mind Reviewed on: 10th June 2024

Pay in 3 is a game changer!

Very useful to have for lots of reasons! Pay in 3 is a game changer! Reviewed on: 10th June 2024

Brillaint for smaller purchases and fabtastic custom...

Brillaint for smaller purchases and fabtastic customer service Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.80 from 663 reviews
next 3step
from Next 4.18 from 5 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 175229 reviews
Payments
from PayPal 4.71 from 3844 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub