Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96411 reviews)

View other PayPal products

4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (96412)

Never had a problem till they stopped my pay in 3 wi...

Never had a problem till they stopped my pay in 3 without any notice and they could not explain why it got stopped, and it didn't work then for a few months and I couldn't believe why they would do that as I was always on time with payments, anyways later my pay in 3 started working again. Pay in 3 really helps spread the cost into manageable chunks. Reviewed on: 9th June 2024

Paypal has always given me excellent service and whe...

Paypal has always given me excellent service and whenever I have had a problem with a purchase they have resolved it for me Reviewed on: 9th June 2024

PayPal is quick and easy to use.

PayPal is quick and easy to use. Very user friendly. Keeping your money safe. The pay in 3 also gives you more time to pay when you need a little help without having to pay interest. I use PayPal regularly to pay for goods or even friends and family for birthdays and special occasions. Reviewed on: 9th June 2024

Great secure service end to end

Love the service, 2 factor authentication gives ora e if mind. Like the flexibility of spreading my payments interest free. Reviewed on: 9th June 2024

Great way to help spread the cost of things

Great way to help spread the cost of things Reviewed on: 9th June 2024

A great method of payment & I love the Pay...

A great method of payment & I love the Pay in 3 Reviewed on: 9th June 2024

Easy to use , wide range or retailers except PayPal...

Easy to use , wide range or retailers except PayPal as payment Reviewed on: 9th June 2024

it makes items more affordable...

Use pay in 3 tegular it makes items more affordable Reviewed on: 9th June 2024

I am very happy with paybal and recommended my frien...

I am very happy with paybal and recommended my friends to become member of payPal Reviewed on: 9th June 2024

Best payment option

I have used PayPal pay in 3 many times! I love this option. This payment option I think is the best as it’s not break your bank and payments are taken from your bank account by DD so you don’t need to worry that you will miss payment. Best payment option so far! Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.76 from 58 reviews
next 3step
from Next 4.18 from 5 reviews
Argos card
from Argos 4.31 from 64 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 174264 reviews
Payments
from PayPal 4.71 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub