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PayPal: Pay in 3 reviews

4.76
Based on 96,274 reviews, last reviewed 9th Jul 2026
505% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026
Svetlana K's avatar
Svetlana K

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026
Paul Williams's avatar
Paul Williams

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (96354)

It’s very helpful if you want to get the stuff you n...

5
It’s very helpful if you want to get the stuff you need and can budget the payments over 3 months with no interest Reviewed on: 9th June 2024

Always fantastic , and easy to access

5
Always fantastic , and easy to access Reviewed on: 9th June 2024

very easy and convenient to use.

4
very easy and convenient to use. Reviewed on: 9th June 2024

Spreading the cost, means you can buy more

5
Spreading the cost helps as you can purchase more items and makes you be able to as affordable Reviewed on: 9th June 2024

Overall good but it's annoying that the money comes...

4
Overall good but it's annoying that the money comes out of your bank and not your PayPal balance and takes days to clear should be instant Reviewed on: 9th June 2024

No problems, purchases went through without any diff...

5
No problems, purchases went through without any difficulties. Reviewed on: 9th June 2024

Safer secure way to pay

5
PayPal is a safer more secure way to pay and having the option to split the cost into three smaller payments is perfect Reviewed on: 9th June 2024

Very smooth process and easy to understand

5
Very smooth process and easy to understand Reviewed on: 9th June 2024

Use it all the time which help with life

5
Use it all the time which help with life Reviewed on: 9th June 2024

Great service

5
Always makes a huge difference using pay in 3. Has made buying much easier. Reviewed on: 9th June 2024

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