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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95953 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95962)

PayPal is so easy to use.

PayPal is so easy to use. I use it all the time and pay in 3 is excellent. Reviewed on: 8th June 2024

Brilliant service

Pay in 3 is so helpful for emergency expenses when I need to split the cost but don't want credit. E.g. a new emergency phone because I smashed mine. Or the odd treat. Reviewed on: 8th June 2024

It’s extremely easy to use, the app makes it very co...

It’s extremely easy to use, the app makes it very controllable and easy to manage, I found it very helpful in terms of spreading costs and making purchases more available to me and more affordable. It’s meant that I can buy bigger items and go on holiday without having to scrimp and save and I can easily view my spending at any time and keep on track of payments ensuring that I’m not going into the interest. Reviewed on: 8th June 2024

Amazing very much needed.

Amazing very much needed. Only issue it sometimes the option isn't there. Reviewed on: 8th June 2024

I use pay on 3 regularly

I use pay on 3 regularly, and really appreciate the freedom it gives me with my purchases. A safe and trackable method of paying Reviewed on: 8th June 2024

Easy as pie.

Easy as pie. Made my life easier, and with no worry about missing payment Reviewed on: 8th June 2024

Always use pay in 3.

Always use pay in 3. 9/10 approved and accepted every time Reviewed on: 8th June 2024

Quick and easy was able to pay for things without ma...

Quick and easy was able to pay for things without maxing out my monthly budget Reviewed on: 8th June 2024

Fast, Secure and Assuring

It is so fast and convenient. The pre population makes check out quite easy Reviewed on: 8th June 2024

I have been using PayPal for almost a decade.

I have been using PayPal for almost a decade. It's secure and very helpful when you want to split payments. Reviewed on: 8th June 2024

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