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PayPal: Pay in 3 reviews

4.76
Based on 95,358 reviews, last reviewed 9th Jul 2026
506% increase in 5 star reviews
in the past 90 days
458% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026
g4sji@btinternet.com's avatar
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Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95889)

I find the app convenient but some family members ha...

4
I find the app convenient but some family members have issues with reaching limits or taking out the money I have sent Reviewed on: 8th June 2024

It has been invaluable for me as a student.

5
It has been invaluable for me as a student. It has been a great way to spread my purchases across time. Reviewed on: 8th June 2024

Amazing option!

5
Pay in 3 has allowed me to buy things for my children much easier and in a more cost effective way, as we all know toys do not come cheap! If I had to pay all upfront I wouldn’t be able to buy them what they wanted at the time as I would have to save. Being able to spread the cost helps massively so thank you PayPal for having this amazing option! We love it! Reviewed on: 8th June 2024

Easy to use, straightforward process

5
Easy to use, straightforward process Reviewed on: 8th June 2024

It is great, easy to use and hassle free

5
It is great, easy to use and hassle free Reviewed on: 8th June 2024

Excellent service

5
Excellent service and great for expensive purchases Reviewed on: 8th June 2024

Excellent and easy purchasing but could be improved

4
It's useful and easy to use, I use it pay in 3 quite often. However, it's annoying that payments aren't taken immediately so it's hard to keep track of what leaves my bank account and when if there's lots of different payments being made. Reviewed on: 8th June 2024

Great app

5
Been using PayPal for almost 10 years has been my form of payment for most everything I purchase Reviewed on: 8th June 2024

Refund of returned goods.

5
Due a refund on return item and was told to expect up to 5 working days, was in my account that same day. Reviewed on: 8th June 2024

Excellent service which is extremely easy to use.

5
Excellent service which is extremely easy to use. Flexibility with a reputable company that gives you confidence . I love that you have the option to pay early if you want too.. I also love that you are able to use this service with so many places. Reviewed on: 8th June 2024

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