Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (86932)

Easy to use when offered, and straightforward.

5
Easy to use when offered, and straightforward. Reviewed on: 23rd May 2024

Always works flawlessly and is good value

5
Always works flawlessly and is good value Reviewed on: 23rd May 2024

Enjoy using paypal

5
I have used PayPal for a while, very regularly and have never encountered any issues. I enjoy using the pay in 3 function, as it is easy and straightforward. There’s a variety of shops available under the pay in 3, making spending money less stressful. Reviewed on: 23rd May 2024

PayPal: Pay in 3 is a wonderful service.

5
PayPal: Pay in 3 is a wonderful service. Sometimes you don't want to pay a big bill in one go. Having the option to split it in 3, with no credit commitments, no fees, and no interest, is just amazing. Super easy to use, without leaving you in a credit trap. Reviewed on: 23rd May 2024

Love using PayPal for online purchases.

5
Love using PayPal for online purchases. Never any problems Reviewed on: 23rd May 2024

Used pay in 3 so easy and it’s handy when...

5
Used pay in 3 so easy and it’s handy when you need it Reviewed on: 23rd May 2024

Fantastic service

5
Very easy to use, great customer service and feel I am financially protected using paypal Reviewed on: 23rd May 2024

lways use pay pal and the pay in 3 is an excellent...

5
Always use pay pal and the pay in 3 is an excellent way to pay. Reviewed on: 23rd May 2024

Paylpal is very reliable and trusted

5
Paylpal is very reliable and trusted Reviewed on: 23rd May 2024

Payin3 is a great platform.

5
Payin3 is a great platform. Really helps to be able to split the cost for purchases, enabling a more comfortable payment plan, it really has helped me with my finances and paying for things. I really like using the service, it’s easy to use, makes things affordable and there has never been any issues with the app or making payments. Also, PP are excellent with understanding that times are hard and this service enables you to be smart when making payments and not charging any additional rates for the service. Brilliant! Thank you. Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 168035 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3808 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 114 reviews
    PayPal
    View all products