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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87177 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87198)

fantastic incentive to get the economy moving

Was a brilliant little incentive to convince me to spend me cash on a luxury item, knowing i was paying 0% on the facility and able to split across 3 payments, fantastic incentive to get the economy moving Reviewed on: 23rd May 2024

Great way to pay for big or small purchases

I’ve had no issues with PayPal credit pay in 3 over the past three years I have used it! Always very easy to pay with and you don’t have to remember to pay it gets taken as direct debit but with the option that you can pay early if you’d like! Reviewed on: 23rd May 2024

Pay in 3 is great for large sum purcahses.

Pay in 3 is great for large sum purcahses. Reviewed on: 23rd May 2024

Excellent service, easy to access and use.

Excellent service, easy to access and use. Refund is process easily and on time. Reviewed on: 23rd May 2024

Pay in 3 helps spread the cost with 0%.

Pay in 3 helps spread the cost with 0%. I also use buy now pay in 4 months with 0% that’s also great Reviewed on: 23rd May 2024

Easy to use, no hassle quick and clear

Easy to use, no hassle quick and clear Reviewed on: 23rd May 2024

PayPal is great and makes sending and accepting paym...

PayPal is great and makes sending and accepting payments so easy. Pay in 3 is also really helpful in allowing me a little more time to pay for larger purchases Reviewed on: 23rd May 2024

Always helpful to spread the cost

Always helpful to spread the cost Reviewed on: 23rd May 2024

Pay in 3 peace of mind

Pay in 3 when available is a very accessible way of paying for things which it is difficult to afford in one lump sum. It gives peace of mind because - unlike an open credit agreement with no fixed repayment plan you know you aren’t accruing a lot of interest on your borrowing because it is a managed payback system. Reviewed on: 23rd May 2024

happy customer

trustworthy platform, easy to understand, pay in 3 service very helpful to deal with my budget, happy customer Reviewed on: 23rd May 2024

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