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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87177 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87198)

Always had an excellent experience using PayPal pay...

Always had an excellent experience using PayPal pay in 3 and with every transaction I have made it has been simple and with no issues. Always a reliable service and great customer service if I have needed to contact them. Reviewed on: 23rd May 2024

Ease, allows you to spread out payments.

Ease, allows you to spread out payments. Great customer service. Reviewed on: 23rd May 2024

I love that I can purchase items and Spread the cost...

I love that I can purchase items and Spread the cost over three periods as I could never afford to purchase them outright. Reviewed on: 23rd May 2024

I use this program.

I use this program. I am very satisfied Reviewed on: 23rd May 2024

Very good service

I like PayPal, it’s really easy to use and handy Reviewed on: 23rd May 2024

So effortlessly checking out, really helps spread th...

So effortlessly checking out, really helps spread the cost of shopping. I think it’s helping the economy too because I wouldn’t be able to afford these bigger purchases without using this payment method sometimes. Reviewed on: 23rd May 2024

I always use pay in 3 for bigger orders and it’s gre...

I always use pay in 3 for bigger orders and it’s great as it allows me to pay over time. Sometimes the app can be slight rubbish and slow, not loading the pay in 3 plans. Sometimes pay in 3 isn’t available which is frustrating because it’s 0% APR so you might aswell. Reviewed on: 23rd May 2024

Allows you to afford the more expensive items

I have used this service a number of times for my bigger purchases. I'm provided with a schedule of payments at the time of purchase and like that I receive advanced reminders of when payments are about to become due. Being interest free this service has meant I have been able to afford more expensive items as it allows me to build the cost into my monthly budget and not have to worry about high interest credit agreements/cards. Reviewed on: 23rd May 2024

PayPal makes for a happy shopper!

I’ve used pay in 3 several times and have found it to be extremely useful for bigger purchases, helping me spread the cost. I trust PayPal implicitly and will only use them to facilitate this way of paying over other companies. Reviewed on: 23rd May 2024

Very helpful payment plan

Very convenient and easy to use. I’ve been using pay in 3 for years without any problems or mishaps. Reviewed on: 23rd May 2024

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