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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95314)

It’s Great

It’s Great, I use pay in 3 when I’m a little tight on money and it really helps Reviewed on: 6th June 2024

Great way to pay

Great service very easy and a brilliant way to pay when paying the whole amount in one go is a bit to much Reviewed on: 6th June 2024

It's straight forward as 1, 2 and 3.

It's straight forward, accepted form of payment at all major shopping sites and help with managing your finances. Reviewed on: 6th June 2024

Very helpful.

Very easy and very helpful, give us a flexibility to make a plan and look after our budget. Reviewed on: 6th June 2024

Good never had a issue

Good never had a issue always been professionally handled Reviewed on: 6th June 2024

I love using the pay in 3 service.

I love using the pay in 3 service. There is no interest and available at majority retailers online. It helps break down the cost of larger purchases. Reviewed on: 6th June 2024

so simple and easy to use.

so simple and easy to use. all within the app and could spread the costs of items to easily afford Reviewed on: 6th June 2024

Use it all the time it’s great easy to use and keep...

Use it all the time it’s great easy to use and keep track of Reviewed on: 6th June 2024

I use PayPal 3 regular but some purchases it doesn’t...

I use PayPal 3 regular but some purchases it doesn’t let me use this feature when my credit rating hasn’t been affected and is good which is a shame Reviewed on: 6th June 2024

Most reliable payment plan

I’ve used this many times, it’s great to pay for anything you need to spread out, especially for things that are unexpected bills. PayPal is the most trusted payment method which makes me feel confident. Reviewed on: 6th June 2024

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