Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (89886)

Good 3 option.

5
Very good, thankyou for allowing me to pay in 3 pays instead of one. Very handy. Help me to get a MacBook to become cool designer. And more stuff like drawing tablet to go with MacBook. Also set up direct debit, easy to pay. Woo thanks. Reviewed on: 31st May 2024

Excellent way of paying when times are tough great h...

5
Excellent way of paying when times are tough great help to me thank you Reviewed on: 31st May 2024

Handy and safe on online purchase

5
Handy on online purchase and safe Reviewed on: 31st May 2024

Hassle free quick borrowing made easy to pay in 3 si...

5
Hassle free quick borrowing made easy to pay in 3 simple payments. Reviewed on: 31st May 2024

Paypal pay in 3 has always been useful.

5
Paypal pay in 3 has always been useful. If I need something soon and I'm short in cash, I don't need to worry as it's sorted with 3 easy payments WITH NO INTEREST! Reviewed on: 31st May 2024

Excellent, secure, and reassurance.

5
Excellent, secure, and reassurance. .Pay 'pal pay in 3 ' easy to use and so satisfied to know that you can pay for something a little bit more expensive over three months interest free thank you PayPal. Reviewed on: 31st May 2024

Paypal pay in three, incredibly useful!

5
Thanks to pay-in-three, it has allowed me to make necessary purchases at short notice, for example a mobile phone replacement and car parts for repairs. Without the option, it would have proven difficult. Paying over time has helped with cash flow. Reviewed on: 31st May 2024

Amazing payment plan

5
Amazig! Such a good way to split payments. Reviewed on: 31st May 2024

i use PayPal Pay in 3 often for bigger online purcha...

5
i use PayPal Pay in 3 often for bigger online purchases and it allows you to split the payment into smaller, more affordable monthly instalments! It's been really helpful when spending money on products of high value or big purchases - for example, I have a lot of birthday's coming up in June and have used Pay in 3 as my main payment choice to ensure I can get my loved ones great gifts without breaking the bank! Reviewed on: 31st May 2024

No fault, good experience 10/10 Helps you take cont...

5
No fault, good experience 10/10 Helps you take control of your money and helps you buy things, things you probably can’t afford if you didn’t PayPal Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 168869 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3817 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 117 reviews
    PayPal
    View all products