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PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (95274)

Spend well

5
A very easy way to spread the cost of purchases Reviewed on: 6th June 2024

The ability to afford the things you want

5
I have used the PayPal pay in 3 numerous times for large purchases. The ability to split the payment with no interest to pay is such a bonus and so easy to do. No worrying about making payments on time it is all done automatically 5 star service Reviewed on: 6th June 2024

Quick and easy to use.

5
Quick and easy to use. You can make repayments whenever you like. There’s several reminders about payments before they’re taken. Extra level of buyer protection. Customer service are always on hand to help. Reviewed on: 6th June 2024

Great service.

4
Great service. Easy, quick, secure. Reviewed on: 6th June 2024

I have used PayPa for a long time and it's pay in 3...

5
I have used PayPa for a long time and it's pay in 3 service is super easy to use. The payment is simple to use, it's easy to clear the whole balance early if you want to, with no penalties. Reviewed on: 6th June 2024

Paypal Pay in 3 is an amazing service

5
Paypal Pay in 3 is an amazing service and has provided the opportunity to assist paying in instalments. This has allowed me to buy essentials or stuff that may have been difficult to pay in full and has made it so much easier to pay in 3 instalments. Reviewed on: 6th June 2024

I have used paypal for a long time and I enjoy it ,I...

5
I have used paypal for a long time and I enjoy it ,I feel.safe Reviewed on: 6th June 2024

Good way to spread the cos of higher priced itemst

5
Good way to spread the cos of higher priced itemst Reviewed on: 6th June 2024

Easy to set up and s smart way to osy

5
Easy to set up - great way to budget - automatic payments scheduled so no need to fret about missing a payment when due Reviewed on: 6th June 2024

I use it for pay in 3 and for sending money to frien...

5
I use it for pay in 3 and for sending money to friends and family it’s great Reviewed on: 6th June 2024

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