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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (86932)

Pay in 3 is great foe splitting large items

5
Pay in 3 is great foe splitting large items Reviewed on: 20th May 2024

I love PayPal

5
I feel much safer paying through PayPal. Its easy to use. The pay in 3 comes in handy for bigger purchases. Reviewed on: 20th May 2024

Ability to buy desired goods and pay in 3.

5
The payment plan have allowed me to afford things that could have stretched me financially by providing ability to pay over 3 months. PayPal processing time on refunds are also excellent and send regular reminders. Reviewed on: 20th May 2024

Used pay in three several times, found it ver...

5
Used pay in three several times, always found it very useful and spreads the cost over a shorter period which is easier to manage and payback is easier to achieve over a shorter period I find. Reviewed on: 20th May 2024

Very easy to set up and keep an eye on

4
Easy to set up, notified when money was paid out so I could keep on track with all my spendings throughout the year Reviewed on: 20th May 2024

Secure and functional

5
Paypal is always secure, easy to navigate and does not push you to spend on unnecessary things. Reviewed on: 20th May 2024

Very straightforward and was an easy process.

5
Very straightforward and was an easy process. Had no issues with the way it works so far. Not much to say other than I would definitely use again! Reviewed on: 20th May 2024

Brilliant experience and will always be my preferred

5
Brilliant experience and will always be my preferred Reviewed on: 20th May 2024

Perfect pay pal pay in 3

5
I find the pay in 3 option very useful, interest free and takes the pressure off ordering something I need prior to pay day Reviewed on: 20th May 2024

So easy to pay in instalments and withdraw money

5
So easy to pay in instalments and withdraw money Reviewed on: 20th May 2024

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