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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (86932)

Had very good experience and no trouble and safest w...

5
Had very good experience and no trouble and safest way of paying Reviewed on: 20th May 2024

Pay in 3 is simple, intuitive and easy to manage

5
Pay in 3 is simple, intuitive and easy to manage in the app. When I want to pay things off early, it’s easy to see what my options are. I also appreciate how it’s clearer separated from PayPal’s other products. Reviewed on: 20th May 2024

Help when money was quite low with gifts for family...

5
Help when money was quite low with gifts for family events Reviewed on: 19th May 2024

My experience has been great.

5
My experience has been great. It was convenient and easy to do. Reviewed on: 19th May 2024

Very good .

5
Very good .100% recommended to my friends Reviewed on: 19th May 2024

I've been using pay in 3 mainly in argos .

5
I've been using pay in 3 mainly in argos . This has really helped during this difficult economic times to ensure Christmas and birthdays were more manageable Reviewed on: 19th May 2024

I regularly use PayPal, it makes me feel safe when s...

4
I regularly use PayPal, it makes me feel safe when spending money on the internet and can also help when outlaying large chunks of money on things such as flights. Reviewed on: 19th May 2024

Easy to use

5
Paypal pay in 3 has easy to use interface. It is very conveniently set up by linking a bank card for repayments. It is a great tool to manage budget and doing larger purchases. I particularly appreciate that there is no interest fees when repaid on time. Reviewed on: 19th May 2024

Fantastic service and value for money

5
Great service. Helps to manage your spending Reviewed on: 19th May 2024

Pay in 3

5
I ve used pay in 3 twice now it makes payments more manageable would recomend. Reviewed on: 19th May 2024

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