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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93522 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93603)

Splitting expensive purchases into affordable chunks

I used Pay in 3 to buy a PC that I was badly needing. Pay in 3 made it affordable with the three installments. It's great that it is interest free. I had zero hassle setting the plan up and the payments went out like clockwork. I would definitely use Pay in 3 again. Reviewed on: 4th June 2024

Easy to split out big payments, really user friendly...

Easy to split out big payments, really user friendly and hassle free Reviewed on: 4th June 2024

PayPal is great, full of options

I have used pay in 3, PayPal credit and had to do claims, all are an easy process and are handled brilliantly. Reviewed on: 4th June 2024

Convenience meets budgeting

Pay in 3 is an excellent way to purchase goods responsibly and is more convenient than other similar services as it’s linked to your PayPal account. Reviewed on: 4th June 2024

Very easy to use and understand One small problem...

Very easy to use and understand One small problem of a late fee that I cannot understand and I am investigating ( may be an external phishing thing ) that slightly worries me ( these things always do worry me ) Reviewed on: 4th June 2024

Everything it is safe and easy, from payments to cus...

Everything it is safe and easy, from payments to customer service. Reviewed on: 4th June 2024

Paying in 3 really dose help, not such a big impact...

Paying in 3 really dose help, not such a big impact to the wallet which is nice, i often pay in 3 due to as it is a more convenient way for me to pay for my items. also a great way to pay for expensive gifts for friend and family Reviewed on: 4th June 2024

Love spreading out payments with PayPal Pay in 3, bu...

Love spreading out payments with PayPal Pay in 3, but wish it worked at more stores! Reviewed on: 4th June 2024

Great service used several times never had a problem

Great service used several times never had a problem Reviewed on: 4th June 2024

Great and easy process, very handy, and with no int...

Great and easy process, very handy, and with no interest Reviewed on: 4th June 2024

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