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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93761 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93805)

It gives you more time to pay for a big...

It gives you more time to pay for a big purchase Reviewed on: 4th June 2024

PayPal helps

Great for helping pay off higher costs at a smaller rate, less fees Reviewed on: 4th June 2024

Pay in 3 has changed the way I shop

Pay in 3 has changed the way I shop Reviewed on: 4th June 2024

Easy and convenient

Easy to set up, convenient, can be linked to the card of my choice - Pay in 3 allows me to spread the cost of bigger purchases without fuss or complications. I will definitely use it again. Reviewed on: 4th June 2024

Paypal pay in 3 is such a breakthrough.

Paypal pay in 3 is such a breakthrough. I love how its easy to use, it makes big purchases easy to split, without me having to set it manually. I was abit sceptical about it, but after trying few times, I become accustomed to it. I use paypal alot for many things and having that option in the same app, is just brilliant. I just love it. Reviewed on: 4th June 2024

Quick and easy to use

Quick and easy to use, payments agreed up front and automatically taken by direct debit, so don't have to remember anything. Reviewed on: 4th June 2024

Pay in 3 is very handy especially for more expensive...

Pay in 3 is very handy especially for more expensive things this can really help take the pressure off some people Reviewed on: 4th June 2024

Pay in 3 is convenient and easy to use.

Pay in 3 is convenient and easy to use. A reminder is sent a whole week before payment is due which is helpful. You do not get bombarded by email reminders. The payment period also helps to avoid long term debt because it’s only three months. Reviewed on: 4th June 2024

Easy to use and great service.

Easy to use and great service. 5 stars Reviewed on: 4th June 2024

Pay in 3 - Financial pressures of emergency expenses

Excellent service. I've personally found the ability to 'Pay in 3' during the cost of living crisis to be invaluable. Terms and Conditions are clear, as are charges and interest etc. Without this utility, I would have experienced serious financial strain due to unforeseeable additional expenditures. Thank you PayPal. Reviewed on: 4th June 2024

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