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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (89881 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (89886)

Paypal positives

They have given credit options that others could not before. Reviewed on: 28th May 2024

Five stars

I’ve had a such a positive experience with PayPal, pay in 3 & would recommend it to everyone. Reviewed on: 28th May 2024

Very nice good and easy process happy to use pay...

Very nice good and easy process happy to use pay in 3 Reviewed on: 28th May 2024

Good for big purchases

Good for big purchases if you cannot afford the payment up front, the only issue I found is I never got reminder that the payment were due Reviewed on: 28th May 2024

Easy to apply for pay in 3

Easy to apply for pay in 3 with clear t&Cs FAQs are helpful as well. Reviewed on: 28th May 2024

Very useful

So useful for budgeting for slightly more expensive items Reviewed on: 28th May 2024

I think only once I had an issue and it was rectifie...

I think only once I had an issue and it was rectified straight away, very simple process and swiftly resolved. In regards to to the pay in 3 interest free is absolutely fantastic not having to worry about paying for something in full over a certain amount. Reviewed on: 28th May 2024

Very helpful

Helps me with a lot purchase. Great Reviewed on: 28th May 2024

Love using it.

Love using it. Easy, simple, no interest and it just works. Easy to setup as well, allowing to have direct debits setup which is great. Reviewed on: 28th May 2024

It's good experience I got a benefit to pay in 3 mon...

It's good experience I got a benefit to pay in 3 months Reviewed on: 28th May 2024

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