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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97509 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97509)

I use pay in 3 regularly and it really helps to spre...

I use pay in 3 regularly and it really helps to spread the cost whilst keeping finances under control Reviewed on: 8th June 2024

Excelent helper

Good help specially during the holidays Reviewed on: 8th June 2024

Easy way to purchase expensive items

Easy way to purchase expensive items Reviewed on: 8th June 2024

Safe, convenient, reliable and very helpful.

Safe, convenient, reliable and very helpful. It has helped me manage and balance my finances and outgoings a lot more. I would recommend this facility to anyone wishing to make a purchase that they don’t necessarily have the direct funds for but are able to split the cost without it costing them anymore. Reviewed on: 8th June 2024

Excellent provider.

Excellent provider. Love the pay in 3. Only issue is it is sometimes difficult to talk to an advisor especially if a dispute is raised. Reviewed on: 8th June 2024

I love pay in 3 - it allows me to buy items and spli...

I love pay in 3 - it allows me to buy items and split the cost so it is more manageable. Reviewed on: 8th June 2024

Gives that little bit of help.

Simple way to help with an unexpected but necessary expenditure. 0% credit over 3 months instead of a sudden hit. No delay. Reviewed on: 8th June 2024

Love it!

Pay in 3 makes more expensive items accessible, without breaking the bank. Reviewed on: 8th June 2024

Allows payments to be deferred for a short while

Allows payments to be deferred for a short while Reviewed on: 8th June 2024

PayPal services are very good abd she's you money by...

PayPal services are very good abd she's you money by not paying interest l. Reviewed on: 8th June 2024

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