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PayPal: Pay in 3 reviews

4.76
Based on 97,957 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
480% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best customer servece very frindly very realiable Best customer servece very frindly very realiable Reviewed on: 11th July 2026
Kerri l's avatar
Kerri l

Latest lowest rating:

1

Won't use again Had a great experience for years was using constant and wouldn't use any other payment way then all of a sudden after two years of using pay in 3 and ... Read more Reviewed on: 11th July 2026
claire Obrien's avatar
claire Obrien

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98378)

Fair finance and good flexible options

5
Fair finance and good flexible options Reviewed on: 9th June 2024

Enjoyable experience, help finances with 3 in 1 and...

5
Enjoyable experience, help finances with 3 in 1 and very good making transactions easier when paying at checkout. Easy to recommend. Reviewed on: 9th June 2024

Always very easy

5
Always very easy to use and no hassle Reviewed on: 9th June 2024

I made a brilliant choice when I chose PayPal

5
Great experience and pay in 3 brilliant idea no interest. If you have a problem with someone/something you have bought PayPal will assist you. I have used PayPal in 3 and it really does work, no hidden fees to pay. I have also had a couple of times where what I have bought through PayPal isn’t what I ordered and they have managed to get me a full refund. I’m going through one at the moment as the seller hasn’t sent me what he was advertising and I’m sure that I will get my money back with the assoc PayPal Thank you PayPal Reviewed on: 9th June 2024

It’s very helpful if you want to get the stuff you n...

5
It’s very helpful if you want to get the stuff you need and can budget the payments over 3 months with no interest Reviewed on: 9th June 2024

Always fantastic , and easy to access

5
Always fantastic , and easy to access Reviewed on: 9th June 2024

very easy and convenient to use.

4
very easy and convenient to use. Reviewed on: 9th June 2024

Spreading the cost, means you can buy more

5
Spreading the cost helps as you can purchase more items and makes you be able to as affordable Reviewed on: 9th June 2024

Overall good but it's annoying that the money comes...

4
Overall good but it's annoying that the money comes out of your bank and not your PayPal balance and takes days to clear should be instant Reviewed on: 9th June 2024

No problems, purchases went through without any diff...

5
No problems, purchases went through without any difficulties. Reviewed on: 9th June 2024

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