Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98802 reviews)

View other PayPal products

4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (98810)

Great service With easy transactions

Great service With easy transactions Reviewed on: 9th June 2024

Pay in 3 is super easy to use and a great way to spr...

Pay in 3 is super easy to use and a great way to spread payments Reviewed on: 9th June 2024

Excellent service

Very pleasing dealing with paypal Reviewed on: 9th June 2024

Lifesaver when it hits the fan

Whenever there's been an issue PayPal have dealt with it swiftly. I also appreciate the option to pay in 3 if I need to get something as an emergency but don't have all the money at the time. And then next month if I have all the money I can pay it off early Reviewed on: 9th June 2024

Fantastic- live saving - comes to rescue when most n...

Fantastic- live saving - comes to rescue when most needed Reviewed on: 9th June 2024

Pay in 3 is just so useful if you’re a pensioner lik...

Pay in 3 is just so useful if you’re a pensioner like me. It enables me to buy items that are more expensive without breaking the bank! Reviewed on: 9th June 2024

I have use PayPal Pay in 3 numerous times and love it.

I have use PayPal Pay in 3 numerous times and love it. It takes the pressure off when you can’t quite find the money to buy something outright; 3 easy payments, interest free, over three months. You get email reminders before your payments are due which prepares you for the upcoming transaction. Love it! Reviewed on: 9th June 2024

Very good

Pay in 3 I use a lot I find it very convenient Reviewed on: 9th June 2024

Why pay full when you can pay in 3

I’ve used PayPal 3 a few times first time I was a bit dubious then thought it’s spread over 3 payments which made it easier on my bank account. Reviewed on: 9th June 2024

Pay in 3 is very convenient for when you can’t pay u...

Pay in 3 is very convenient for when you can’t pay upfront Reviewed on: 9th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 177827 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub