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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98764 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (98766)

Never had any issues with PayPal.

Never had any issues with PayPal. Always good experience. Reviewed on: 9th June 2024

Useful payment plan

Helpful when wanting to make purchases that have special offers but only have a % of the cost before payday & easy to spread costs over time. Reviewed on: 9th June 2024

Pay in 3 has allowed me greater flexibility when buying

Pay in 3 has allowed me to make those more expensive purchases much easier to handle, I also find it very straightforward and hassle free compared to credit card purchase. Reviewed on: 9th June 2024

Very efficient and very easy to use

Very efficient and very easy to use Reviewed on: 9th June 2024

Good that I can pay three instruments with not payin...

Good that I can pay three instruments with not paying interest Reviewed on: 9th June 2024

Ideal service

Excellent service and a brilliant way to spread costs Reviewed on: 9th June 2024

I am using Paypal because allow me to pay in instalm...

I am using Paypal because allow me to pay in instalments! Reviewed on: 9th June 2024

Pay in 3 is excellent and has helped me to make larg...

Pay in 3 is excellent and has helped me to make larger purchases without getting into debt Reviewed on: 9th June 2024

It’s hard to reach human from customer support

It’s hard to reach human from customer support Reviewed on: 9th June 2024

I have used Pay in 3 for larger priced items and...

I have used Pay in 3 for larger priced items and at times like Christmas’s and family birthdays which are all in April! I can buy presents that may be a bit above my budget but with Pay in 3 it stretches my time to pay and there is no interest charged as long as it’s all paid within the 3 months. It’s a great financial support and I recommend it. Reviewed on: 9th June 2024

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