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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98739 reviews)

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4.76

Based on 98,602 reviews, last reviewed 12th Jul 2026

508% increase in 5 star reviews

in the past 90 days

490% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal and how easy it is to split payments x3... Love PayPal and how easy it is to split payments x3 (no interest!) However my main reason for using PayPal is that I know my purchase is covered from ... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Most times I’m unable to use Pay in 3 Most times I’m unable to use Pay in 3 Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98744)

very good quick and simple to use

very good quick and simple to use Reviewed on: 9th June 2024

It’s been a great service it’s allowed me to buy thi...

It’s been a great service it’s allowed me to buy things that otherwise would have been out of reach so it’s a great service to have and be able to use also helps with my credit score so thanks PayPal Reviewed on: 9th June 2024

I've been with PayPal for many years and always prov...

I've been with PayPal for many years and always provided an Excellent service be it a failed product I've purchased on Ebay or helping me pay over time either PayPal credit or pay in 3. Reviewed on: 9th June 2024

Safe and easy to use, I always use PayPal if...

Safe and easy to use, I always use PayPal if I can Reviewed on: 9th June 2024

Using Pay in 3 has been a great experience.

Using Pay in 3 has been a great experience. Very easy to do and required minimal setup without their being any friction, which would make me want to use the service again. Reviewed on: 9th June 2024

Love it great and easy service .

Love it great and easy service . Always kept up to date Reviewed on: 9th June 2024

Pay in 3 is great

Pay in 3 is great, it helps to spread the cost of whatever item you are buying, it's is easy to use, hassle free and I personally use it a lot, whether the item is expensive or not. Reviewed on: 9th June 2024

Quick and easy.

Quick and easy. Good for a variety of purposes Reviewed on: 9th June 2024

Pay pal has help me get better with money

I’ve used pay pal for years and it has helped me go from poor credit to great credit as I could manage my money better using the three in one payments and the great interest free offers. Reviewed on: 9th June 2024

I love paypal

Spreading the installments means that we do not go into overdraft.. Reviewed on: 9th June 2024

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