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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (98957 reviews)

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4.76

Based on 98,941 reviews, last reviewed 12th Jul 2026

505% increase in 5 star reviews

in the past 90 days

432% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (98959)

I’ve been using PayPal for years

I’ve used PayPal for as long as I can remember, back when it was the safest way to pay for things on eBay. Now, it’s my preferred way to pay. I don’t need to worry about whether I have my card on me for card details, and even better than that now, PayPal’s pay in 3 lets me spread the cost of my purchases over 3 months, I don’t need to worry about remembering the payment because they collect it automatically each month and it’s interest free. PayPal will continue to be my preferred way to pay for a long time to come because of how easy they make online purchases. Reviewed on: 9th June 2024

Always clear instructions when processing a payment...

Always clear instructions when processing a payment and the options available. So easy to use. Reviewed on: 9th June 2024

Excellent customer service, safe and fast.

Excellent customer service, safe and fast. Reviewed on: 9th June 2024

Paypal pay in 3 really useful for higher price purch...

Paypal pay in 3 really useful for higher price purchases Reviewed on: 9th June 2024

Very easy and convinient to use, accessible, downloa...

Very easy and convinient to use, accessible, downloaded the app and i can use it anytime, anywhere. Reviewed on: 9th June 2024

Great, smooth and easy process.

Great, smooth and easy process. Can’t complain really Reviewed on: 9th June 2024

Pleasant experience

I’ve used pay in 3 multiple times, and the process is easy to understand and clearly laid out for one to comply to the conditions. It’s a useful and brilliant tool. Reviewed on: 9th June 2024

Excellent experience

I had Excellent experience with PayPal in 3 , I used it twice, very comfortable to buy and pay later Reviewed on: 9th June 2024

The customer service at PayPal are always polite and...

The customer service at PayPal are always polite and efficient, and have any problems or disputes with home or international suppliers both fairly and effectively. In the many years I have had dealings through them, have never had a problem with the services they provide.. Reviewed on: 9th June 2024

Better than anything else I’ve used

In my opinion pay in 3 (and PayPal credit) is the best way to start slowly building a credit score Reviewed on: 9th June 2024

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