Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (99324 reviews)

View other PayPal products

4.76

Based on 99,259 reviews, last reviewed 13th Jul 2026

506% increase in 5 star reviews

in the past 90 days

436% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Making purchases easier The pay in 3 is a massive help when making big purchases. I usually pay everything off early, but it is still very good. Reviewed on: 13th July 2026

Latest lowest rating:

2

My First Issue With PayPal in 3 Unfortunately I had a purchase using pay in 3 that didn't go through to the vendor even though the first payment came out of my bank and is still sitt... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (99345)

Amazing option for spending!

It’s great to be able to purchase and be able to pay it in 3 months especially when a hit tight on money or priorities. With auto debit set up, I also don’t need to worry about delayed payments and interests and penalties. Reviewed on: 10th June 2024

Love paypal

Pay in 3 has been very helpful for me at times Reviewed on: 10th June 2024

Paypal pay in 3 helps me buy expensive things I need...

Paypal pay in 3 helps me buy expensive things I need urgently and split over 3 months Reviewed on: 10th June 2024

Mr ali baba

Very good make the life easy thanks Reviewed on: 10th June 2024

PayPal is an excellent way to pay for purchase big a...

PayPal is an excellent way to pay for purchase big and small Reviewed on: 10th June 2024

Think of financial support, PayPal is there for you.

I have had the chance to use it several times and I was saved by the fact that I could divide the cost into three and pay later. Saved me so many times especially buying flight tickets, stuff for family, myself anytime I'm going to Ghana from UK. I can go on and on and on Reviewed on: 10th June 2024

Brilliant for necessary or even wanted items on a bu...

Brilliant for necessary or even wanted items on a budget. Reviewed on: 10th June 2024

Easy and simple to use.

Easy and simple to use. Makes bigger purchases much more manageable to pay for Reviewed on: 10th June 2024

Pay in 3 is great!

Pay in 3 is great, especially for bigger purchases. Its handy for emergency purchases like a new appliance if one breaks down and that way you don't have to break the bank in order to get the purchase. Reviewed on: 10th June 2024

I love PayPal pay in 3.

I love PayPal pay in 3. It helps me budget for the things I need when I don’t want to pay the amount in full. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.76 from 58 reviews
Buy Now Pay Later
from Klarna 4.41 from 562 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 178621 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub