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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97357 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97374)

Easy to use, straightforward.

Easy to use, straightforward. Pay on 3 is a good way to spread payments out Reviewed on: 6th June 2024

Makes buying easy if you want something that you cou...

Makes buying easy if you want something that you could not afford Reviewed on: 6th June 2024

I am using PayPal regularly and very satisfied with...

I am using PayPal regularly and very satisfied with all services. Sending and receiving money to and from family. Paying for my online shopping or train tickets etc. Feeling safe to do any transactions or using it while being abroad. Reviewed on: 6th June 2024

Pay in three has been absolutely the best thing so far.

Pay in three has been absolutely the best thing so far. Being able to split my big or small payments in 3 helps with my finance a lot. No interest, nothing!!! Reviewed on: 6th June 2024

is an easy process helpful for buyi...

This is an easy process it’s really helpful for buying more expensive products I have used this over the years and had no problems with PayPal it’s a great service Reviewed on: 6th June 2024

Very helpful when managing money over 3 month period

Very helpful when managing money over 3 month period Reviewed on: 6th June 2024

Great for quick and easy shopping

All my small shopping purchases are always covered when I've got PayPal credit to thank for spreading the costs. It makes my life so much easier when there's less money being sent out of my account every month. Reviewed on: 6th June 2024

Great service

I have chosen pay in 3 many times as it’s 0% apr and makes things more affordable Reviewed on: 6th June 2024

Pay in 3 is very good when you have lack of funds ea...

Pay in 3 is very good when you have lack of funds each month great way of paying when it comes out each month of salary. Reviewed on: 6th June 2024

PayPal pay in 3 works fab for me!

PayPal pay in 3 makes shopping very affordable and eases pressure off me. I love it Reviewed on: 6th June 2024

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