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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (97065 reviews)

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4.76

Based on 96,837 reviews, last reviewed 10th Jul 2026

507% increase in 5 star reviews

in the past 90 days

450% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I like the Pay in 3 option. I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

Latest lowest rating:

2

New account difficulty I can’t create an account and there’s no help button I’ve downloaded the app and tried to sign up and now I’m lost here, plz help Reviewed on: 10th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (97070)

Great way to pay

PayPal has always been a great way to pay for items. Especially the pay in 3 payments when the money is low and wouldn't be able to buy at full price. Best thing you ever did bringing this system out. Reviewed on: 6th June 2024

Always use the pay in 3 option if available as it’s...

Always use the pay in 3 option if available as it’s nice to split the cost on more expensive things Reviewed on: 6th June 2024

Excellent service.

Excellent service, good communication, would definitely recommend Reviewed on: 6th June 2024

Good opportunity to buy something and split the cost...

Good opportunity to buy something and split the cost without too much credit impact and worrying about anything else. It’s all straightforward as it links to your bank account or whatever credit or debit card you use. Reviewed on: 6th June 2024

If you’re %100 sure you can afford it!

It is a good idea, but only if you are %100 sure that you will have the money to pay for what you are buying! Reviewed on: 6th June 2024

Great idea by paypal

Very easy to use great idea for people that sometimes struggles let's you get things sorted if in an emergency you only can afford first payment at that time Reviewed on: 6th June 2024

Very easy and manageable instalments that helps spre...

Very easy and manageable instalments that helps spread the cost. Reviewed on: 6th June 2024

Good and easy, especially on big purchases

Good and easy, especially on big purchases Reviewed on: 6th June 2024

Spreading the cost

Really excellent way of paying for more expensive items and spreading the cost. Reviewed on: 6th June 2024

It's good, helps with cash flow for bigger purchases

It's good, helps with cash flow for bigger purchases Reviewed on: 6th June 2024

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