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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96367 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96377)

Always been fair on the phone and my only issue is t...

Always been fair on the phone and my only issue is the interest rate and how the money is paid off amongst the various outgoings. It’s a vital service though when you need it and try and pay off as much as possible when you can! Reviewed on: 5th June 2024

Paypal Pay in 3 is great

I use Paypal Pay in 3 all the time. It helps me spread the cost of purchases without having to pay any extra charges. It's super easy to use and convenient. Reviewed on: 5th June 2024

So easy to use and I feel safe making purchases with...

So easy to use and I feel safe making purchases with PayPal Reviewed on: 5th June 2024

Quick & simple.

Quick & simple. It’s really quick to apply and make orders online to spread the cost Reviewed on: 5th June 2024

I use paypal for lots of transactions it is a safe a...

I use paypal for lots of transactions it is a safe a secure way of paying. I like the flexibility of pay in 3 option, as it allows you to budget for bigger or unexpected purchases. Reviewed on: 5th June 2024

It's such a helpful mechanism during times of high i...

It's such a helpful mechanism during times of high inflation and a squeeze on personal cashflow. It aids the economy too, as it facilitates purchases today that may otherwise not complete or otherwise delayed. Reviewed on: 5th June 2024

Spread the budget

Paying in three instalments helps spread the cost and makes it more likely to allow me to buy items Reviewed on: 5th June 2024

GOOD WAY OF HELPING THE CUSTOMERS

GOOD WAY OF HELPING THE CUSTOMERS Reviewed on: 5th June 2024

good service able to pay for stuff in time overall I...

good service able to pay for stuff in time overall I'm happy with the pay in 3 option there offer here Reviewed on: 5th June 2024

I have used pay in 3 for larger purchases and it is...

I have used pay in 3 for larger purchases and it is a convenient, interest free way to spread the cost. I always use pay in 3 to buy Christmas gifts and larger purchases for my home. Its great as PayPal is accepted on so many sites. Reviewed on: 5th June 2024

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