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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95314)

Great and easy process, very handy, and with no int...

Great and easy process, very handy, and with no interest Reviewed on: 4th June 2024

Love paypal

So love the fact that PayPal is so easy to use, the flexibility to pay over time , credit and debit from my bank , secure pay back also if a purchase has an issue. Reviewed on: 4th June 2024

PayPal Pay in 3 Perfection

I’m beyond happy with the flexibility and protection that PayPal affords its customers; Pay in 3 makes purchases way easier to budget for and is incredibly valuable for more expensive items, such as holidays, and unexpected expenses such as needing to replace vital household appliances like a washing machine if it fails. PayPal are also very straightforward in that if you make a repayment to them, it applies to your account the same day - removing the risk of banks and card providers taking a day or so to ‘process’ a payment and it potentially being late and / or incurring interest. PayPal are also customer aware in that if you use their services and have a good repayment record they can extend additional facilities / credit based on individual circumstances. Now I routinely use PayPal and wouldn’t go back to life without PayPal as an option for me as a consumer. Reviewed on: 4th June 2024

Using on daily basis, PayPal credit giving 4 months...

Using on daily basis, PayPal credit giving 4 months of intrested free purchases with simplicity of pay in 3. Can’t go wrong with free cost spreading Reviewed on: 4th June 2024

I rely on PayPal because it makes me feel safe makin...

I rely on PayPal because it makes me feel safe making online Internet transactions. I know that if anything goes wrong PayPal will help me sort it and protect my money from fraud or not receiving what I ordered .I would recommend PayPal to anyone making online payments. Reviewed on: 4th June 2024

Very easy and simple , good way to spend money , and...

Very easy and simple , good way to spend money , and useful on a monthly wage , Reviewed on: 4th June 2024

Stress free!

Super easy to navigate, very secure, safe and reliable service. Reviewed on: 4th June 2024

PayPal in 3 has been a lifesaver!

I have had exceptional customer service regarding any query and the pay in 3 option has been a life saver in these tough economic times. Reviewed on: 4th June 2024

Flexible money

I recently used pay in 3 for more flexibility on payments which helped me budget more. The experience was smooth and easy. Reviewed on: 4th June 2024

ideal, just want it more available

multiple instances of excellent services Reviewed on: 4th June 2024

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