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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (86931)

accessibility across all payments methods needed

5
Easy to use, not sure if this service is available if using PayPal’s direct debit to purchase an item Reviewed on: 13th May 2024

Great service, fast and efficient payment method.

5
Great service, fast and efficient payment method. Would definitely recommend Reviewed on: 13th May 2024

PayPal my way!

4
PayPal connects people and makes good things possible with stress free paying options! Reviewed on: 13th May 2024

Excellent app

4
It’s brilliant, excellent and good service. Reviewed on: 13th May 2024

Nice easy and secure, Safest way to buy online and p...

5
Nice easy and secure, Safest way to buy online and pay in 3 is a bonus! So handy for them big payments to split them in 3 and make it financially easier to buy Reviewed on: 13th May 2024

Guaranteed way of spending.........

5
PayPal has a guarantee on every payment u make through them Reviewed on: 13th May 2024

Few issues but overall good security wise

4
Few issues but overall good security wise Reviewed on: 13th May 2024

Good value

5
Always good experience with PayPal and I highly recommend it . I like pay in 3 options always Reviewed on: 12th May 2024

The payment spread across purchases at 0% interest a...

5
The payment spread across purchases at 0% interest and PayPal guarantee is excellent Reviewed on: 12th May 2024

Have used pay in 3 and other credit services from Pa...

5
Have used pay in 3 and other credit services from PayPal. Each and every time it is easy to use and hassle free. The repayment instructions clear with also statements being provided. I haven’t yet missed any payments as they keep me updated when it’s due and if a direct debit is set. There’s no need for a seperate credit card. Reviewed on: 12th May 2024

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