Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (88855 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (89315)

Very good, easy to use.

Very good, easy to use. Makes it easier to pay for things online, more manageable. Reviewed on: 20th May 2024

Pay in 3 is a fantastic way of splitting the cost of...

Pay in 3 is a fantastic way of splitting the cost of an essential purchase over three months with no interest. It is easy to use and has helped when my washing machine broke down Reviewed on: 20th May 2024

Excellent feature for payments

Pay in 3 has been very useful over the last year making larger payments easier and more affordable with clarity and responsibility. It's easy to use and will definitely make use of it in future. Reviewed on: 20th May 2024

PayPal pay in 3 is really good and makes larger purc...

PayPal pay in 3 is really good and makes larger purchases more affordable. With so many online retailers having PayPal as a payment option means many more options become available that might not have been available before. Reviewed on: 20th May 2024

Easypeasy

I always find the app easy to use and quick Reviewed on: 20th May 2024

Not as available as it is made to sound

Interesting I should get this review request when I’ve just been denied use of pay in 3. I have no default, No outstanding pay in 3 debt - I paid the last one early, nothing current owed Reviewed on: 20th May 2024

First choice!

I have used PayPal for years and it is my first choice for any online payments. I use it for eBay as well as other retailers. The pay in 3 is my favourite function, as it is interest free and helps with the initial impact. Reviewed on: 20th May 2024

PayPal is king

Used PayPal for years with very little trouble Reviewed on: 20th May 2024

Spreading the cost makes life easier!

Every time I book a flight I always use pay in 3. It has been great help, as it gives me the option to spread the cost of in 3 payments. With no interest! Which has made travelling for me so much easier! Reviewed on: 20th May 2024

Great to manage your busget by paying in installments

Great to manage your busget by paying in installments Reviewed on: 20th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Klarna 4.38 from 560 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168686 reviews
Payments
from PayPal 4.70 from 3817 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub