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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87914 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (88129)

Long time user of PayPal the safety of having a midd...

Long time user of PayPal the safety of having a middle man in a world were bank details theft is prevalent, it’s good to have the security that PayPal will safeguard my money. Reviewed on: 16th May 2024

Amazing tool to spread the cost helps to most wanted...

Amazing tool to spread the cost helps to most wanted stuff quicker Reviewed on: 16th May 2024

Pay in 3 made easy!

Staff always happy to help when needed it. Pay in 3 makes things easier when you want to spread it over a few months. Reviewed on: 16th May 2024

Excellent customer care and service by one of your f...

Excellent customer care and service by one of your friendly operators, who explained all that was needed. Reviewed on: 16th May 2024

I find paypal credit is easy to use with it being in...

I find paypal credit is easy to use with it being incorporated into the app Reviewed on: 16th May 2024

I love PayPal, easy to use, reliable, and safe.

I love PayPal, easy to use, reliable, and safe. Reviewed on: 16th May 2024

Honestly awesome.

Honestly awesome. Helps keep my monthly payments on track too Reviewed on: 16th May 2024

It is very helpful to have it payment split in...

It is very helpful to have it payment split in 3 Reviewed on: 16th May 2024

Pay In 3 is a godsend

I was reluctant at first to use Pay in 3, because I thought there would be a catch or it would become too confusing, but it is literally so helpful! I had to buy an emergency train ticket and didn’t have the full funds at that moment, so I used Pay in 3 and it’s so simple, and I will be able to pay it off with my next pay-check. There are no catches, so long as you pay them on the monthly dates, and if you have the funds before your next payment is due, you can choose to pay the rest then! It’s so much less stressful having to live pay check to pay check with this option available, I would 100% recommend! Reviewed on: 16th May 2024

Would highly recommend PayPal

Love PayPal used it for years and it’s better than ever now with pay in 3 month payment & it’s really easy to use ***** Reviewed on: 16th May 2024

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