Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95287)

A really easy process!

A really easy process to use! Quick and clear on what is required when you want to pay for something. Reviewed on: 2nd June 2024

PayPal Pay in 3 is very easy to use and has helped m...

PayPal Pay in 3 is very easy to use and has helped me split payments into easy affordable monthly payments. I can also track when the next payment is due and I'm able to make early repayments if possible. Reviewed on: 2nd June 2024

always use pay in 3, always had excellent service wi...

always use pay in 3, always had excellent service with paypal!! Reviewed on: 2nd June 2024

Pay in 3 is great for me as it lets me easily spread...

Pay in 3 is great for me as it lets me easily spread a larger purchase over 3 pay packets. It helps me budget more easily for essentials. Reviewed on: 2nd June 2024

Always straightforward and stress free.

Always straightforward and stress free. Reviewed on: 2nd June 2024

Really useful.

Really useful. Good service. Happy with how easy to use it is and spreading the cost across the months is really useful. Would recommend to other people. How long does this review have to be come on and. Reviewed on: 2nd June 2024

Over the last couple of years i have paid in three,i...

Over the last couple of years i have paid in three,it has help me tremendously to get things which I would not otherwise afford Reviewed on: 2nd June 2024

So easy, safe and convenient, would really recommen...

So easy, safe and convenient, would really recommend using pay pal. Reviewed on: 2nd June 2024

I like app a lot as it’s very helpful to track spend...

I like app a lot as it’s very helpful to track spending Reviewed on: 2nd June 2024

Convenient

Good for international transfer although interest steep Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Retail finance
from PayItMonthly 4.81 from 293 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172563 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub