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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95274 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95287)

Without pay in 3 I wouldn't be able to afford to bu...

Without pay in 3 I wouldn't be able to afford to buy the little extra luxurious Pay in 3 really helps me to budget my purchases being on a tight budget.... you truly are my life saver xx Reviewed on: 2nd June 2024

It was good that sometimes when we want to pay more...

It was good that sometimes when we want to pay more money then we can pay that money in pay in 3 way without intrest Reviewed on: 2nd June 2024

Good reliable way to pay.

Good reliable way to pay. No problems Reviewed on: 2nd June 2024

PayPal pay free is the best

I’ve always used PayPal pay in 3 never had any problems it’s the best when it comes to separating your payments into pay in 3 I love PayPal is a secure Safeway to pay Reviewed on: 2nd June 2024

Budget payment bliss!

It is very good for being able to pay for items via instalments as it assists you financially to pay for larger purchases over a set period at an affordable rate, especially with the present cost of living and increased energy rate costs that have occurred in the past. Reviewed on: 2nd June 2024

Alway there when I need the perfect service

Alway there when I need the perfect service Reviewed on: 2nd June 2024

Great experience and interest free

Great experience and interest free Reviewed on: 2nd June 2024

Using PayPal: Pay in 3, has been helping me to make...

Using PayPal: Pay in 3, has been helping me to make purchases. I feel relieved using it. Reviewed on: 2nd June 2024

Easy to use, quick access to money.

Easy to use, quick access to money. Quite high repayment fees if a payment is forgotten but overall a good service Reviewed on: 2nd June 2024

Smooth, seamless and super useful

Being able to use PayPal's Pay in 3 service has been so useful to spread the cost of unexpected purchases, and as you'd expect from PayPal it was easy to apply for, and the checkout process was smooth and seamless! Reviewed on: 2nd June 2024

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