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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87177 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (87198)

split pay with 0%

great way to split unexpected purchases with 0% Reviewed on: 13th May 2024

Excellent

Excellent service really helped me purchase what I needed when I was short on money Reviewed on: 13th May 2024

Good and easy to use, very easy to access

Good and easy to use, very easy to access Reviewed on: 13th May 2024

Paypal saves my financial life.

Paypal saves my financial life. Provides convenient and flexible payment options. Reviewed on: 13th May 2024

It's been very easy to use and a nice simple layout.

It's been very easy to use and a nice simple layout. Reviewed on: 13th May 2024

Sort of good to make purchases with 0%interest

Sort of good to make purchases with 0%interest Reviewed on: 13th May 2024

Never not had an issue sorted

Never not had an issue sorted fairly quickly Reviewed on: 13th May 2024

I love to use PayPal Pay in 3 - it allows me to spre...

I love to use PayPal Pay in 3 - it allows me to spread my payments over three months, at no extra cost. Genius idea! Reviewed on: 13th May 2024

It's the smart way to pay.

Its the smart way to pay. Simple to use, email reminders help you keep track as payments made. Great way to spread the cost of a little extra treat or unexpected item required. Reviewed on: 13th May 2024

I Love Pay in Three

Excellent & simple way to pay, spreading the cost over three payments has allowed me to make multiple purchases to furnish my apartment without paying interest. Refunds are automatically credited and future payments stopped Reviewed on: 13th May 2024

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