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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (87033)

Pay in 3 works brilliantly and very convenient.

5
Pay in 3 works brilliantly and very convenient. I've used it often. Reviewed on: 12th May 2024

I really enjoy paying through PayPal as its convenie...

5
I really enjoy paying through PayPal as its convenient and safe but the only issue us PayPal doesn't let me use the PayPal credit site to buy more or expensive product as its states I am not eligible for the loan or credit Reviewed on: 12th May 2024

Feel like I can buy more things and it doesn’t break...

5
Feel like I can buy more things and it doesn’t break the bank Reviewed on: 12th May 2024

Easy to use and makes the cost of living more afford...

5
Easy to use and makes the cost of living more affordable/manageable Reviewed on: 12th May 2024

couldn’t recommend more !

4
paypal pay in three has been extremely beneficial for me , especially when i am struggling some months but really need to buy some stuff ! it tells you about all the payment dates which is amazing for scheduling and saving the money . another amazing thing is no interest rates !! personally i’ve never had a bad experience (: Reviewed on: 12th May 2024

Easy to use, and very helpful when you need to sprea...

5
Easy to use, and very helpful when you need to spread that purchase a little and interest free. Reviewed on: 12th May 2024

They are reliable and helped me build credit as a st...

5
They are reliable and helped me build credit as a student Reviewed on: 12th May 2024

Works a treat for me every time I use it

5
I use pay in 3 on a regular basis and it’s been a great way to have the cost spread over the course of three months. This way I can afford more. Reviewed on: 12th May 2024

How Pay in 3 has helped my Health.

5
In recent times, I've had issues with my health and ability to work making affordability for big purchases difficult. PayPals buy-now, pay in 3 scheme has helped ease my financial worries helping to make necessary purchases affordable, easing my financial stress. Reviewed on: 12th May 2024

Very easy and convenient to use and just help not pa...

5
Very easy and convenient to use and just help not paying all at once. Reviewed on: 12th May 2024

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