Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87020 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (87083)

Top performance

Always excellent to use and never had any issues Reviewed on: 12th May 2024

Very easy to use, very convenient, and crucially ver...

Very easy to use, very convenient, and crucially very transparent as to the terms and conditions and the interest rate. You feel secure in knowing what you're paying and when you're paying it. Reviewed on: 12th May 2024

Brilliant PayPal.

It is a really easy and enjoyable experience using PayPal. I don't think I have ever had to make a phone call or send an email to their customer service team. I do everything through the app and it's just a simple easy experience. Reviewed on: 12th May 2024

I find the pay in three option helps me budget .

I find the pay in three option really helpful. It helps me pay for more expensive things & be able to budget by spreading it over 3 months. Reviewed on: 12th May 2024

Fair with improvements needed

Difficult to impossible to make a bane change. Overall for moving money works well Reviewed on: 12th May 2024

Great for bigger purchases that would normally be un...

Great for bigger purchases that would normally be unattainable Reviewed on: 12th May 2024

I use pay in 3 to allow me to make necessary purchas...

I use pay in 3 to allow me to make necessary purchases and budget Reviewed on: 12th May 2024

Very helpful payment method for big purchases.

Very helpful payment method for big purchases. Makes paying affordable over 3 months. Reviewed on: 12th May 2024

Great opportunity to spread the cost of a more expen...

Great opportunity to spread the cost of a more expensive item without being charged any interest. Reviewed on: 12th May 2024

Sa safe way to buy on the net.

Sa safe way to buy on the net. Pay in 3 instalments is a great idea Reviewed on: 12th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy now pay later
from Clearpay 3.76 from 58 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168091 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub