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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (87914 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (88280)

Excellent service and products all round!

I’ve been using PayPal since 2009 and on countless occasions PayPal has allowed me the confidence and security to make transactions that a normal bank would not offer. From PayPal credit, to Pay in three, to the security of paying a business and the ease of paying friends and family. PayPal is a low cost high security solution and I’m extremely grateful for both the ease of use and the excellent customer support as and when required. Top marks! Reviewed on: 14th May 2024

Simple, easy and effective.

Simple, easy and effective. Always reminded of next payments Reviewed on: 14th May 2024

PayPal is great when in need

PayPal is great when times are tough to get you out of sticky situations, also it's a safe way of making payments too. That fact that you have a 4 month interest free is great, would be even better though if they did a 12 month interest free. Reviewed on: 14th May 2024

Pay in 3 great option.

Pay in 3 is a great option, it gives access to purchase over time where if you have to pay in full you could not afford. Reviewed on: 14th May 2024

Setup and reminders

Really easy setup. Simple management of account via app. Great communications and reminders of upcoming payments. Reviewed on: 14th May 2024

Always handy with pay in 3 as it helps spread cost w...

Always handy with pay in 3 as it helps spread cost with no extra interest Reviewed on: 14th May 2024

Easy way to purchase

In my experience the format is very user friendly, with approval given very quickly which allowed me to complete my purchase and spread the cost, the option gave clear and concise information on how to complete the purchase, highly recommended and will continue to utilise. Reviewed on: 14th May 2024

I love the pay in 3.

I love the pay in 3. It emblems to make a purchase without worry and doesn’t cost any extra Reviewed on: 14th May 2024

I have had a great experience with Pay in 3.

I have had a great experience with Pay in 3. It has made life more convenient, especially for large purchases. I am able to keep on budget. Reviewed on: 14th May 2024

Helps spread the cost without worry

Helps spread the cost without worry Reviewed on: 14th May 2024

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