Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (88280)

Very quick at returning money

5
Very quick at returning money from refunds Reviewed on: 13th May 2024

Have been using PayPal for a few years now and find...

5
Have been using PayPal for a few years now and find this company very fair with excellent service Reviewed on: 13th May 2024

My go-to payment method.

5
I use Paypal for most of my payments as it provides me with multiple options and flexibility, alongside additional security. The pay in 3 feature is particularly great for larger purchases as it’s interest free. It would be great to be able to increase the payment plan to a few more instalments for larger purchases. Reviewed on: 13th May 2024

Using paypal

5
Everything simple and easy to follow and you always check on security .an easy experience Reviewed on: 13th May 2024

So far, So Good.

5
My first time of using Pay in 3. I am satisfied with the service. Reviewed on: 13th May 2024

Paypal pay 3 has helped me so much

5
Paypal pay 3 has helped me so much Reviewed on: 13th May 2024

Easy way to pay in instalments 5 *

5
My experience with pay in 3 was great, there was an item a really wanted but didnt have the money in my bank on that day so decided to use pay in 3 for the first time. all transactions have gone smoothly Reviewed on: 13th May 2024

Always an easy process when paying but also with fle...

5
Always an easy process when paying but also with flexibility and security Reviewed on: 13th May 2024

Customer service relies mostly on forum posts from o...

4
Customer service relies mostly on forum posts from other users, which is unwieldy and inaccurate a lot of the time. It's great when it works - which it does most of the time - but when there's an issue you're a bit out at sea. Reviewed on: 13th May 2024

Simplicity

5
Never a problem everything is so easy. Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 168391 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3810 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 115 reviews
    PayPal
    View all products