Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (88337 reviews)

View other PayPal products

4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (88526)

Confidence in the product, great support with issues...

Confidence in the product, great support with issues, issues resolved quickly and efficiently. Options to spread payments and pay off early without additional charges Reviewed on: 14th May 2024

Paying via PayPal payment in 3 was so easy, and let'...

Paying via PayPal payment in 3 was so easy, and let's you split the cost which is even better Reviewed on: 14th May 2024

Easy and Convenient...

The service is easy to use and convenient for larger purchases. It's also very easy to keep on top of payments through the app and the ability to pay a plan off early. Reviewed on: 14th May 2024

Easy to use.

Easy to use. Easy to keep track of. Easy to pay off early if you wish to. Interface/integration with other apps is great! Reviewed on: 14th May 2024

I used pay in 3 & enjoyed the convenience of not pay...

I used pay in 3 & enjoyed the convenience of not paying big chunk at once. Reviewed on: 14th May 2024

PayPal is 100% trust

PayPal is Easter and faster i had never encountered any bad experiences with PayPal. Reviewed on: 14th May 2024

Makes paying bills easier!

Makes paying bills easier! I've used this service for a number of years. I use it to keep all my bills in one place, so I can see what is coming out each month, including online purchases, travel, pay-in-3 and more. It makes life easier, than having to track payments from individual companies. You can budget ahead, knowing you'll only have either 1 payment per month, or a handful of pay-in-3 payments. Reviewed on: 14th May 2024

Easy to use and safe for online transactions.

Easy to use and safe for online transactions. Very happy with them Reviewed on: 14th May 2024

Simply the Best

I have found using this service a great help. It has enabled me to buy things that I wouldn’t be able to if this service was not available. If a refund is required on any items bought through the pay in 3 system, it goes straight back into my account within a couple of days. If it is a part refund due to more than 1 order on the item, it gets paid to the remainder of the order and the payment is then reduced by the amount of the refund. I applaud PayPal for bringing in this system of interest free payment as it really has helped to get what I want without trying to pay out all at once. Thank you PayPal ❤️ Reviewed on: 14th May 2024

purchasing power by Pay in 3

Pay in 3 helped me a lot with my purchases. I was able to purchase items that I can’t afford to pay in full and it gives you peace of mind when you have a legitimate purchase from a reputable company thanks to PayPal. Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Argos card
from Argos 4.31 from 64 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 168466 reviews
Payments
from PayPal 4.70 from 3814 reviews
Credit card
from PayPal 4.69 from 116 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub