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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (89341 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (89641)

Broad range of uses

I love how accessible and easy to use PayPal is across a number of different platforms. From quick payments to friends, useful pay in 3 for smaller purchases and PayPal credit for larger. Its a total money package. Reviewed on: 17th May 2024

Tried the pay in 3 and it worked perfectly

Tried the pay in 3 and it worked perfectly with email reminders when next payment was going out before the money was taken good overall experience. Reviewed on: 17th May 2024

PayPal 5*

I have been a PayPal customer since 2005 a few years ago I had a feature I had 14 after delivery and I don't see it now but the pay in 3 is excellent. PayPal have been nothing but excellent when it comes to making secure online payments. Safe guarding your money and purchases is top priority with PayPal in all the years I have been using PayPal I have never been disappointed with their service. Even on the odd occasion where there has been a problem PayPal have promptly sorted it out in my favour. Reviewed on: 17th May 2024

I use it a lot for payments over £100.

I use it a lot for payments over £100. It helps me manage my budget and purchase items with convenience. Reviewed on: 17th May 2024

Works well to pay in 3, smooth transaction

Works well to pay in 3, smooth transaction Reviewed on: 17th May 2024

It's very good, easy practical, been using for years

It's very good, easy practical, been using for years Reviewed on: 17th May 2024

Always a great experience

Always a great experience with PayPal I have been using it for years and I will continue to use it. I love how easy it is to transfer money to family and friends. The pay in 3 feature is also very helpful when making bigger purchases definitely helps budgeting. Reviewed on: 17th May 2024

I do use PayPal pay in 3 for simple reasons

I do use PayPal pay in 3 for simple reason 1. Gives me the flexibility to afford what I love. 2. No interest for 3 months, what more do you want! 3. There is always a reminder so I do not forget and pay on time automatically, fantastic both ways I think. Reviewed on: 17th May 2024

Paypal pay in 3 is so useful for when you need to bu...

Paypal pay in 3 is so useful for when you need to buy something and just can't afford it, paying over 3 months with no interest Reviewed on: 17th May 2024

Everyone should use

It’s there when I need it, if I’ve had any issues it’s been dealt with well and communication was great Reviewed on: 17th May 2024

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