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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (88525)

Pay in 3 is great

5
Easy to use, great option for spreading costs. Reviewed on: 13th May 2024

Really good experience and time to deal and sort out...

5
Really good experience and time to deal and sort out money Reviewed on: 13th May 2024

helped me budget and get what needed

5
helped me budget and get what needed Reviewed on: 13th May 2024

Manageable

5
Pay in three gives me ease of mind when it comes to managing my payments. It’s easy to use - and when you set up a direct debit, you don’t have worry about missed payments. The money comes out of my account when paypal needs it, and I’ve been able to spread my payments. Reviewed on: 13th May 2024

Purchase many items online.

5
Purchase many items online. And chosen paying with PayPal. It is very secure and safe. Reviewed on: 13th May 2024

Nothing but positive experience using PayPal, felt s...

5
Nothing but positive experience using PayPal, felt secure and confident using it . Reviewed on: 13th May 2024

The future of Paying for products?

5
I’ve used Pay in 3 many times, and think that it’s very easy to use. It’s a very smooth process even when things change on an order and you might think things become difficult, for example when you order multiple things and decide to return 1 or 2 things from that order. There has never been a situation where it wasn’t resolved quickly and accurately. Only had good experiences with this method of payment and genuinely believe it is the future, if used correctly. Reviewed on: 13th May 2024

Great and easy installments which helps to spread th...

5
Great and easy installments which helps to spread the cost and not feeling emptying my pocket Reviewed on: 13th May 2024

I’ve spoken to PayPal a few times and each time rega...

5
I’ve spoken to PayPal a few times and each time regardless of the issue the right help was available, I ordered something 5 times and £550 was taking from my account I rang they sorted my problem cancelled the orders and was refunded within 24 hours!! Brilliant Reviewed on: 13th May 2024

My review

5
Great and fast excellent service Reviewed on: 13th May 2024

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