Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (88526)

It’s helpful

4
Useful for big purchases without having to pay more Reviewed on: 13th May 2024

Used PayPal for years now, receiving payment and mak...

5
Used PayPal for years now, receiving payment and making payments and also using the pay in 3 feature which I have used a lot, always been a positive experience Reviewed on: 13th May 2024

PayPal has always been my preferred method

5
PayPal has always been my preferred method of payments online because of its ease and protection. PayPal credit and pay in 3 also makes big purchases more manageable. Reviewed on: 13th May 2024

Pay in 3 is a great

5
Appreciate being able to use pay in 3. It’s easy to use and enables me to buy certain things I otherwise wouldn’t be able to. Reviewed on: 13th May 2024

Convenient

5
Convenient way to manage payments and make purchases affordable Reviewed on: 13th May 2024

I use the pay in 3.

5
I use the pay in 3. It helped me to afford things and services that normally I could not in one month. Great benefit credit! Reviewed on: 13th May 2024

I have been using PayPal for a long time and have ne...

5
I have been using PayPal for a long time and have never had a problem ☺️ Reviewed on: 13th May 2024

Very great and quality option to choose.

5
Very great and quality option to choose. Very good idea, if you like to buy something bigger item. Reviewed on: 13th May 2024

I have been using PayPal for a long time.

5
I have been using PayPal for a long time. I like the ease of using the app. I use it for ordering food, booking a cab ride and for many other things. I also use PayPal to spread the cost for 3 months. Reviewed on: 13th May 2024

Good very

5
Excellent easy to pay 3 month credit Reviewed on: 13th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 168466 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3814 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 116 reviews
    PayPal
    View all products