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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (89881 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (89894)

I've used pay in 3 for many years and it's been so h...

I've used pay in 3 for many years and it's been so helpful especially for emergency purchases and big ocasssions like chrimstas. I also use it for groceries, sometimes I'll have to pay out for something leaving me abit short so I can use PayPal to see me thorugh. I've always paid my plans off early and I've found they usally give me a limit of 10 plans at a time before refusal which is great because it stops me spending what I can't afford. Its also great because my credit score isn't the best due to a past relationship but paypal accepted me regardless. I always recommend PayPal pay in 3 to everyone. Reviewed on: 17th May 2024

I've never had a bad experience.

I've never had a bad experience. It makes transactions so much faster and easier Reviewed on: 17th May 2024

Easy, quick, secure

Best way to pay, secure and easy, use it all the time. Reviewed on: 17th May 2024

Best way to pay for items and services.

Best way to pay for items and services. Reviewed on: 17th May 2024

Pay In 3? Fantastic!

ive used Pay In 3 a total of 4 times now and its safe to say it works well and is a very good addition to PayPal. I like the fact it splits it up into thirds so it's more managable to pay, also I like the fact that I can make one-off payments whenever I want to and don't have to wait the whole 3 months, if I don't want to. Overall, I am invested and highly enjoy this feature of PayPal and would recommend it to anyone. Reviewed on: 17th May 2024

Make life easier!!!

Use PayPal loads and it's great,also use pay in 3 for expensive items which makes life sooo much easier. Reviewed on: 17th May 2024

Super easy to use,and I’m happy with it.

Super easy to use,and I’m happy with it. Reviewed on: 17th May 2024

PayPal review

Everything runs smoothly..And if you have to contact PayPal they are always courteous and helpful .. Reviewed on: 17th May 2024

My choice for borrowing money

Ño unexpected nasty surprises. East to use app, gr customer services, helped me through difficult times. Reviewed on: 17th May 2024

I have been with PayPal for nearly 20 years and they...

I have been with PayPal for nearly 20 years and they have always provided a reliable service. Reviewed on: 17th May 2024

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