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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (91029)

It's easy simple & helpful

5
It's easy and simple to apply to your shop as it shows you if you're pre approved for it and it makes it easier to afford larger shops by spreading the cost across 3 months has made it sooo much easier to do multiple shops Reviewed on: 14th May 2024

Pay in three is a great way to spread the cost but w...

5
Pay in three is a great way to spread the cost but with ease and speed. Also you don’t have to remember to make the next payments it just sorts it for you. Reviewed on: 14th May 2024

I have use the pay in three service a number of time...

5
I have use the pay in three service a number of times now .. I think it is brilliant.! especially with the cost of living crisis. It is real helpful to be able to spread the cost of an item over three payments interest free . how often can you say that these days ,, interest free! Reviewed on: 14th May 2024

Pay in 3 has enabled me to get some purchases I woul...

5
Pay in 3 has enabled me to get some purchases I wouldn't be able to do otherwise, and the credit 6 month payback and 0% interest is genius! Reviewed on: 14th May 2024

Twice I’ve used pay-in-three and it has been extreme...

5
Twice I’ve used pay-in-three and it has been extremely helpful, convenient and easy to use, highly recommend this to anyone looking for help with large payments. Reviewed on: 14th May 2024

Makes life easier!

5
No hassle, great for spreading larger purchases over a few months so my budget isn't thrown off course! Also deals with cancelled purchases and refunds without any issues. Has made a huge difference to my ability to buy things when I need them, rather than waiting for a few months to save up. Reviewed on: 14th May 2024

Faultless app always works never any problems

5
Faultless app always works never any problems Reviewed on: 14th May 2024

Ideal for budgeting and spreading cost

5
Great option to make things affordable and less pressure for larger spends. Great for budgeting etc Reviewed on: 14th May 2024

PP pay in 3 helps me have a few things extra that I...

5
PP pay in 3 helps me have a few things extra that I would not be able to otherwise afford. It’s a huge help with budgeting and the friendly reminders of payments due help me never miss a payment. Couldn’t live without it! Reviewed on: 14th May 2024

Great experience.

5
Great experience. Never any issues with tue service. Reviewed on: 14th May 2024

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