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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94469 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (94478)

Great way to spread the cost and do not have to worr...

Great way to spread the cost and do not have to worry about late payment fees! Reviewed on: 1st June 2024

Great option for pay in 3 will use it again

Great option for pay in 3 will use it again Reviewed on: 1st June 2024

Pay in 3 is a useful service and doesn’t charge inte...

Pay in 3 is a useful service and doesn’t charge interest the only downside is if you pay early sometimes it can be slow to show on your bank account Reviewed on: 1st June 2024

Great experience ideal for spending costs and budget...

Great experience ideal for spending costs and budgeting, would recommend to anyone Reviewed on: 1st June 2024

Pay in 3 a helpful way to spread cost without incurr...

Pay in 3 a helpful way to spread cost without incurring charges. Always get reminders that payments are coming up and app clearly shows plan balance Reviewed on: 1st June 2024

Very good experience using PayPal in 3

Very good experience using PayPal in 3 Reviewed on: 1st June 2024

Very reliable service.

Very reliable service. Always on hand when i need to estr flexibility. Pay in 3 makes it a bit easier when unforseen purchases are needed. Reviewed on: 1st June 2024

Easy to track spending.

Easy to track spending. Can pay off early if needed. Reviewed on: 1st June 2024

When I buy items online and PayPal is one of the opt...

When I buy items online and PayPal is one of the options, I always choose PayPal. It's very safe and useful to use Reviewed on: 1st June 2024

PayPal is efficient and easy to use.

PayPal is efficient and easy to use. Reviewed on: 1st June 2024

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