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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (94572 reviews)

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4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (94572)

Super flexible way to pay!

It's a very handy feature for purchasing mid priced things, you' don't want to accrue interest but may not wish to pay all at once. It's extremely flexible, and I like that I can pay off the purchases earlier if I want to. It's useful that it covers a wide variety of purchases and retailers. The email and app reminders of upcoming payments are useful so you don't miss any payments. Reviewed on: 1st June 2024

Helpful and Primot

Paypal have have been very helpful and responded promptly when I’ve had a query with my account. I like the flexibility of using PayPal as it allows me to budget. Reviewed on: 1st June 2024

Amazing way to spread payments and make it more affo...

Amazing way to spread payments and make it more affordable to shop on the go Reviewed on: 1st June 2024

Flexible payment terms and zero percent interest

I’ve been using PayPal credit for ease of payment across many different accounts and platforms. It’s simple and helps spread the cost over 3-12 months with zero percent interest. Reviewed on: 1st June 2024

Great service easy to use.

Great service easy to use. please use Reviewed on: 1st June 2024

Fantastic!

Pay In 3 has always worked very well for me, be able to get the things I need and not paying it all in one lump some. Brilliant Reviewed on: 1st June 2024

Very good experience and customer service very quick...

Very good experience and customer service very quick and can transfer around the world Reviewed on: 1st June 2024

Super useful.

Super useful. I used this system many times and I'm thrilled that other people can use it. Sometimes you don't need many installments. 3 is perfect! Reviewed on: 1st June 2024

Easy to use and allows us to pay in 3 so dont need t...

Easy to use and allows us to pay in 3 so dont need to pay in one go. which helps then you have less money Reviewed on: 1st June 2024

Brilliant and super easy to use.

Brilliant and super easy to use. My go to way of paying nowadays. Reviewed on: 1st June 2024

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