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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93270 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93316)

Easy to use and convenient

PayPal in 3 is easy to use and convenient your bank details are protected as retailer only sees PayPal details. You are covered by PayPal in event you have a problem with a purchase. PayPal advises you a couple days before payment is due to be taken, you are made aware of the value of the 3 payments in advance. PayPal in 3 makes budgeting and purchasing easy. Reviewed on: 29th May 2024

great service to spread the cost of a purchase

great service to spread the cost of a purchase Reviewed on: 29th May 2024

Convenient and Flexible

PayPal pay in 3 offers flexibility and interest free instalments. I can make larger purchases when I need to and pay over time. Reviewed on: 29th May 2024

Paypal has been very helpful to me since I opened an...

Paypal has been very helpful to me since I opened an account with them. Reviewed on: 29th May 2024

Great service

Often spread the cost of my purchase by using the pay in three option. I find it helpful and hustle free. Reviewed on: 29th May 2024

very good service which i only started using early 2...

very good service which i only started using early 2024. Reviewed on: 29th May 2024

Great way to help budget.

Excellent easy to use service. Spreading costs helps me budget. Reviewed on: 29th May 2024

It's great having the flexibility to buy something y...

It's great having the flexibility to buy something you really want without incurring interest and with a secure payment method Reviewed on: 29th May 2024

Pay in 3 has been very useful especially when I don'...

Pay in 3 has been very useful especially when I don't have enough money in my account on the day so I can split the payments and still receive my items. Reviewed on: 29th May 2024

PayPal "pay in 3" - a simple yet great way to pay

I have been using PayPal for years to pay or receive money and it is efficient easy way to do so. When I have tried "Pay in 3" option, I found it brilliant! Three simple pre-calculated instalments, no extra interest on each payment, dates clearly set out in PayPal wallets and option to pay off early if you wish too! And most important, if this payment option appearing as "pre-approved", it stays that way - no nasty surprise with sudden changes of pre-approvals. This feature helped me greatly with many purchases and my finances management. Will use it for sure in the future again! Reviewed on: 29th May 2024

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