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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95814 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95829)

Very good service, when you need to spread the cost...

Very good service, when you need to spread the cost it’s easy to use Reviewed on: 2nd June 2024

Pay in 3 is very helpful and easy to use

Pay in 3 is a very helpful tool for bigger purchases or for sudden expenses. I appreciate how easy it is to use it while making a purchase. Also it is very straightforward when you return part of your purchase or all of it, it automatically recalculates what is left to pay. And all your pay in 3 transactions are very easy to track on the app. Reviewed on: 2nd June 2024

PayPal pay in 3 helping with the cost of living crisis.

I’ve used PayPal pay in 3 on a number of occasions particularly over Christmas. It helps to the spread cost in manageable repayments with no extra costs. It’s a great option to have when there’s something unexpected you need and don’t want the worry of having to pay up front in one go. Reviewed on: 2nd June 2024

Protection

Comfort in the fact that payments are protected by PayPal and they will sort any issues out. Pay in 3 such a good service Reviewed on: 2nd June 2024

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 2nd June 2024

Help spread the cost with PayPal

I really like using PayPal, pay in 3 as I'm on Universal Credit and Pay in 3 helps me to spread the cost of more expensive, bigger items . That way I don't have to struggle to get the money together to pay for it ,in one lump sum. Reviewed on: 2nd June 2024

Spread your payments securely with PayPal pay in 3

I regularly use PayPal pay in 3 - it’s quick, easy & convenient. Reviewed on: 2nd June 2024

It allows me to build my credit, in a timely manner...

It allows me to build my credit, in a timely manner knowing that I have 3 months. Also as it’s allowed with many companies you are flexible to buy a lot of things. Reviewed on: 2nd June 2024

I'm glad that I can make three purchases and spread...

I'm glad that I can make three purchases and spread the cost in 3 interest free payments Reviewed on: 2nd June 2024

Very reliable cause you can have multiple bank cards...

Very reliable cause you can have multiple bank cards on Paypal to use Reviewed on: 2nd June 2024

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