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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95911 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (95911)

Online shopping

I’m using paypal for almost all my online shopping, they haven’t let me down so far. Reviewed on: 2nd June 2024

PayPal has always been a life saver for me and has g...

PayPal has always been a life saver for me and has gotten me through tough times Reviewed on: 2nd June 2024

Affordable

It's very helpful for people who are not able to afford to pay in full. Reviewed on: 2nd June 2024

Easy to use, never had a problem and use all the time!

Easy to use, never had a problem and use all the time! Reviewed on: 2nd June 2024

Super flexible

PayPal pay in 3 provides me with the flexibility to pay over 3 months without an additional credit check. I like how I get emailed in advance of each monthly payment being taken so it’s never a surprise. Plus I can pay it off early if I want to. Reviewed on: 2nd June 2024

When i’ve had issues with payments, PayPal have alwa...

When i’ve had issues with payments, PayPal have always been very efficient and ensure it’s resolved Reviewed on: 2nd June 2024

Iv always loved PayPal and always will

Iv always loved PayPal I trust it more than other payment platforms as if something goes wrong they always help you out quickly and efficiently! Pay in 3 is the best function too as you can spread the cost of things like Christmas presents or big purchases but I find it easy to manage the repayments and keep on top of things which is great for someone like me who struggles with money management! Reviewed on: 2nd June 2024

Flawless system never any issues user friendly and e...

Flawless system never any issues user friendly and easy to understand payments and when these will be taken. I use not only PayPal pay in 3 I pay mostly everything using this process and through PayPal website. Trustworthy Reviewed on: 2nd June 2024

Fast and reliable service,

Fast and reliable service, that allows you to spread the costs Reviewed on: 2nd June 2024

I have used the pay in 3 options several times and i...

I have used the pay in 3 options several times and it’s been successful and easy to use each time. It has provided me with opportunities to make purchases without paying interest where other providers would have. I love being able to see details of the payments on the app too. Reviewed on: 2nd June 2024

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