Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95953 reviews)

View other PayPal products

4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95992)

Great service, well organised and laid out GUI for e...

Great service, well organised and laid out GUI for ease of use. Reviewed on: 2nd June 2024

PayPal is the safest and most reliable form of credit.

PayPal is the safest and most reliable form of credit. In a touch of a button the sale is completed. Reviewed on: 2nd June 2024

Easy to deal with, customer service responds quick

Easy to deal with, customer service responds quick Reviewed on: 2nd June 2024

Pay in Three not offered as a payment option

I bought an item today with PayPal. It cost over £30, but I was not offered Pay in Three at the checkout this has happened on several occasions and I would like to know why this option fails to be offered. Reviewed on: 2nd June 2024

Convenient payment plan!

Pay in 3 is very convenient and has enabled me to pay for a variety of things such as theatre events booking good seats earlier than I would usually be able to afford, by spreading the cost. Reviewed on: 2nd June 2024

Very good experience, always recommend.

Very good experience, always recommend. Reviewed on: 2nd June 2024

Really helpful!

Really helpful! And good for building good credit score Reviewed on: 2nd June 2024

Reliable service

Never had any problems and I love that it’s pre-approved Reviewed on: 2nd June 2024

PayPal have always been brilliant with their service...

PayPal have always been fantastic with their service and their option pay in 3 is brilliant when trying to pay for a wedding but not having the funds all in one go! Reviewed on: 2nd June 2024

Easy to set up

Easy to set up and I paid it off early. The repayments where interest free Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 173596 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 120 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub